The Moss Bros. Chrysler Dodge Jeep Ram Moreno Valley finance department is focused on ensuring your experience is truly exceptional. Our knowledgeable and experienced finance managers are dedicated to the people and families of the Inland Empire, always following our motto "to not only meet, but exceed customer expectations." That means helping you explore the right finance program at competitive rates whether you're shopping new vehicles or pre-owned vehicles.
Get Pre-Approved for Auto Financing in Moreno Valle
Finance Application
Automotive financing is an essential part of the car-shopping process for nearly every shopper. No matter your credit situation, we can help you get pre-approved for automotive financing. Start the process online and save time with our secure finance application.
- Apply online before you visit the dealership
- Estimate payments with the payment calculator
- See potential savings and programs via manufacturer incentives
DrivePlusSM Mastercard® - Earn Cash Back on Every Purchase
Get the Card that Helps You Earn Unlimited Cash Rewards on automotive purchases and everyday spending. The DrivePlus Mastercard offers special financing options for vehicle purchases and ongoing rewards that can be applied toward future service appointments or your next vehicle purchase at Moss Bros. CDJR Moreno Valley.
Finance Tools & Resources
Use these resources to plan your budget, compare programs, and protect your information while shopping. You can also explore Capital One pre-qualification and review our privacy form anytime.
Sales Department Hours
- Monday 07:00AM - 09:00PM
- Tuesday 07:00AM - 09:00PM
- Wednesday 07:00AM - 09:00PM
- Thursday 07:00AM - 09:00PM
- Friday 07:00AM - 09:30PM
- Saturday 07:00AM - 09:30PM
- Sunday 09:30AM - 09:00PM
Can I get pre-approved for financing online before visiting a dealership?
Yes, you can apply online on our website. You can start your Car Loan Finance Application online before visiting the dealership.
Do you work with buyers who have bad credit or no credit history?
Yes. We work closely with a large number of lenders, many of whom specialize in helping customers establish or re-establish their credit.
What credit score do I need to finance a vehicle?
Because we work with a large network of lending partners, we're able to help customers with a wide range of credit scores. Some lenders even offer financing programs for buyers with no established credit history.
What's the difference between financing and leasing?
When financing, you make payments for an agreed-upon payment and term. At the end of that term, you own the vehicle. Leasing involves deferring a portion of the vehicle's value until the end of the lease term. Your monthly payment is based on the difference between the agreed value of the vehicle and the deferred amount, often resulting in lower monthly payments. At the end of the lease, you may finance the remaining balance or return the vehicle to the dealership.
How much should I put down on a vehicle?
We may be able to secure an auto loan with as little as zero down. You can also use our Desired Monthly Payment Tool to estimate how different down payment amounts may affect your monthly payment.
Can I use my trade-in as a down payment?
Yes. Trade-ins are welcome, and if your vehicle has equity, it can be applied toward your down payment. You can also use our 10-Second Trade Value Tool to estimate your vehicle's value.
How long can I finance a vehicle?
We work with lenders that offer financing terms of up to 96 months, depending on your credit profile, the vehicle, and lender approval.
What information do I need to apply for financing?
Our online credit application asks for basic information such as your name, address, Social Security number, date of birth, employer, and income to help determine financing options.
How does financing a vehicle work at Moss Bros.?
After you complete a credit application, we electronically submit your information to lending partners that best match your financing needs. Once approved, we'll review your available loan options, including the interest rate, loan term, and monthly payment, to help find a financing solution that fits your budget.
Can I pay off my auto loan early?
Yes. All of our lending partners allow auto loans to be paid off early without a prepayment penalty.