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Financing APR Reference Chart

Financial Puzzle

When you are financing a new car, truck, SUV or minivan, the term APR stands for the Annual Percentage Rate. The APR rate represents the true cost of the loan over the time you owe the lender money. The most common definition for the letters APR is that it is the cost of attaining a certain amount of credit for a certain individual over the course of a year-long period. Your APR from any perspective lender depends heavily on your credit rating. A credit report must me run to determine the APR rate you are eligible to receive.

The following APR rate chart is for estimation purposes only and is representative of the monthly charge per $1,000 financed. You may not be able to finance your vehicle at this rate. A down payment may also be required. See dealer for details.

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APR 36 Months 48 Months 60 Months 72 Months
0.0% $27.78 $20.83 $16.67$13.89
1.9% $28.60 $21.65 $17.48 $14.71
2.9% $29.04 $22.09 $17.90 $15.15
3.9% $29.48 $22.53 $18.37 $15.60
4.9% $29.93 $22.98 $18.83 $16.06
5.9% $30.38 $23.44 $19.29 $16.53
6.9% $30.83 $23.90 $19.75$17.00

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